While freshmen and sophomores are required to live on campus (unless they live with their parents), juniors and seniors are highly discouraged from living on campus, as housing has become very overcrowded in recent years. Instead, upperclassmen are pushed to live in off-campus, college-leased apartments, which are about a mile away from campus and cost the same amount as on-campus housing. These apartments require four housemates, a requirement that burdens those students wishing to live off campus with a smaller group of people. Each apartment comes furnished and carpeted and has two bedrooms and two bathrooms in addition to a small living room, dining room, and kitchen equipped with major appliances.
Some students also choose to live off campus in non-campus-leased housing, but this is fairly uncommon. The surrounding Frederick area can be fairly expensive because of its close proximity to Baltimore and D.C. However, there are some affordable options if you are willing to share the space with roommates. Overall, students who live off campus enjoy the newfound freedom and independence from campus, but some feel (when put into this situation) forced to become "adults" too quickly.